New & Used Car Finance Calculator, Bad Credit Welcome!

I want to borrow:

Over how many months:

Your repayment details

Best available rate

8.9%

Monthly repayment

£117.08

'Apply for a no obligation quote'

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Representative example:

Rates from 8.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example:borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We don't charge a fee for our service, but we do earn a commission. This does not influence the interest rate you're offered in any way.

Sandhurst Associates Limited is a FCA-authorised credit broker, not a lender.

We work exclusively with a selected group of lenders and brokers to offer you a range of credit and loan products. We may receive commission from lenders or brokers for introducing you to them or when you complete your application with them. You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.

Our Service

Flexible repayments - repay over a period of 12 to 60 months

No deposit - we work with a number of providers where no deposit is necessary

Choose any vehicle - whether it's a car, van, motorcycle, used or new, we may be able to help

No hassle - you will only be contacted when absolutely necessary

Our Team

Our team consists of experienced financial services personnel, who should be able to guide you through the process.

Upon completion, one of our partners who’s criteria you match may return an online quotation, in other cases they may contact you straight away to discuss further.

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About Us

Search Car Finance is a trading name of Sandhurst Associates Limited based in Manchester.

As well as car finance, we also offer the ability to search for motorbike finance and van finance, both used and new.

Our simple solution to use an online application form makes it easy to apply for car finance, and is optimised for mobile use so you can apply on the move

Find out more

Search Car Finance is a trading site of Sandhurst Associates Limited (Sandhurst).

Sandhurst is registered as a limited company in England and Wales with company number 06958589.

Registered Office: Richard House, 9 Winkley Square, Preston, Lancashire, PR1 3HP.

Sandhurst is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 723591.

It is also registered under the Data Protection Act 2018 under registration number Z2032925 and a member of the CFA.

Support via email is available by clicking here.

Your vehicle may be repossessed if you do not keep up the repayments.

You can request details of these commissions or fees, by emailing us. We will then provide you with the precise amount of the commission. Please note the broker we direct you to may not offer the cheapest loan that is available to meet your needs due to the panel of lenders they work with and/or have integrated with.

The guidance contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK only.